Under the law of the state, you must have a minimum level of car insurance cover before you even start driving your vehicle. In Fort Myers, if you ride your motorcycle uninsured, you are actually breaking the law. If the police catch you riding your motorcycle uninsured, you could face fines, license suspension, and other penalties.
Unfortunately, uninsured motorcycle riders are a pretty common occurrence in the Fort Myers area, and this can lead to some complicated, hard to win, and uphill legal battles. Your best possible option would be to contact a law firm that has experience dealing with uninsured motorcycle cases just like yours.
Here at The Law Place, we know how tough it can be to fight against uninsured drivers in the Fort Myers area. That is why our phone lines are open 24 hours a day, 7 days a week, for you to make use of our free consultation service and free legal advice regarding your case.
Our number is (941) 444-4444; give us a call today.
Fort Myers FL, No-Fault Insurance Law
Fort Myers, just like the rest of the state of Florida, is covered by the state’s no-fault insurance laws, under Florida Statute 627.7407. These laws state that anyone involved in a motoring accident, should at first, go through their own Personal Injury Protection Insurance (PIP). This can be confusing for drivers from other states, as the majority of the states across the country do not follow the same laws.
In no-fault states, your first port of call when seeking compensation or recovery is through your own individual PIP insurance, as opposed to seeking it through the at-fault party, like in most states.
You will only seek compensation from the other party when your own Personal Protection Insurance does not cover all of the damages that you are seeking to claim.
When your damages exceed your PIP, you will need to seek compensation for your losses and damages from the third party. If the other party involved in the accident is an uninsured motorist, then you could face costs and losses that leave you out of pocket. This is why it is so important to obtain the help of a law firm which are used to dealing with uninsured motorist incidents.
When the other driver involved in the motorcycle accident does not have insurance, then a lawyer will be your best bet at dealing with the financial losses you may incur.
Luckily, there are a couple of different options available to you in the eventuality that this happens.
For a free legal consultation with a uninsured motorcycle accidents lawyer serving Fort Myers, call 941-444-4444
Uninsured Motorist Insurance
When you seek insurance from a Fort Myers insurance company, they may offer you a type of coverage called UIM or uninsured motorist insurance. This is not a compulsory type of insurance, but it is usually included in most policies and will require you to opt-out, instead of opting in.
UIM will cover the driver in the event of a motorcycle accident if the driver at-fault cannot cover the costs through their insurance or if they have no insurance at all. If you are unsure whether you have this cover, speak to your insurance provider as soon as possible after the accident to find out.
To claim through UIM, you will have to prove that the other party is liable for the motorcycle accident in order to receive the aid. In following with Fort Myers’s law, you will be able to file for the 20% cost of medical expenses not covered by your PIP insurance as well as any significant injuries or damages that do not fall within the PIP guidelines.
Fort Myers Uninsured Motorcycle Accident Lawyer Near Me 941-444-4444
Gaining Compensation in Fort Myers
It does not matter whether the third party you were involved in a motorcycle accident with has insurance or not; the results of a crash remains the same. Motorcycle accident cases tend to involve serious injuries that can lead to a massive change in the quality of life of the victims.
This is where a good law firm like The Law Place could prove invaluable. We can help you establish the liability of those involved. This could be the liability of the other driver, or liability for any circumstances that lead to the crash, like debris in the road.
You might be able to seek compensation for your medical expenses, loss of earnings, or property damage, as well as the wrongful death of a loved one, even if the other party does not have insurance. By calling us and making use of our free consultation, a lawyer from The Law Place will be able to give you some free advice on what to do next.
Unfortunately, if you have been involved in a motorcycle accident and have received a personal injury as a result of the accident, you may struggle to seek a large compensation settlement from an uninsured party. As their insurance company will not be covering the compensation, you will have to seek compensation from the third party themselves, and it is unlikely that they have assets to spare. We know how unfair and frustrating this can feel, especially when you are dealing with medical bills, lost wages, and pain and suffering.
This is why we advise contacting a Fort Myers personal injury lawyer at The Law Place as soon as possible to maximize your chances of a fair and reasonable case result following your motorcycle accident.
What a Fort Myers Lawyer Can Do for You
Following your accident, once you have called up for your free consultation and have agreed to representation, we will take over for you.
This means we will tell all parties that they are to liaise with you through us and not directly. We will deal with the paperwork and all of the parties involved. This means you can take a step back and focus on what is really important, your health. We will look into every possible avenue that you may be able to explore in order to seek compensation.
Some of the things we may look for when investigating include:
- Establishing liability for the motorcycle accident – Who is at fault, were there any extraneous conditions, were any other parties partially at fault?
- Gather evidence – We will review accident reports and look for evidence and witness statements to bolster your claim.
- Achieve a settlement – We will look to seek settlement without litigation, allowing you to avoid the hardships of attending court.
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How Long Do I Have?
Fort Myers, like the rest of Florida, is bound by the state statutes. These state that you only have four years from the date of the accident to seek compensation through a court of law. After this period has elapsed, you will forever be barred from making a claim regarding that specific incident.
However, we highly advise that you seek help from a personal injury lawyer much quicker than that. The sooner after the accident, the fresher the evidence, and the more willing that witnesses will be to give a statement. The longer you leave it, the harder it will be to find evidence, reports, and witnesses. This can seriously hamper your chances at a successful claim, so make sure you get in touch with a motorcycle accident attorney as soon as possible.
Talk to The Law Place Today
If you or a loved one have been on the receiving end of a motorcycle accident where the driver was insured or uninsured, get in touch today. Our phone lines are always open, 24 hours a day, 7 days a week, so you can call anytime.
We know how stressful this time can be when facing lost wages and medical bills that can add up quickly. It can feel like you hardly have time to come up for air.
We will take over the hard work and seek the fair and reasonable justice that you deserve. Give a Law Place Accident attorney a call today; don’t suffer on your own. Call us on (941) 444-4444.