How will my insurance be impacted by a traffic ticket in Florida?
Answer: Well, if you just pay the ticket you end up with points on your license. Your insurance company is going to assess risk and they’re going to determine what type of vehicle you drive, how many points you actually have, how many prior tickets you have, where you live. All these things are put into a database when they determine risk and how much your insurance is going to be. So, if you just pay a ticket and don’t exercise any options, that might not be your best result because you’ll end up with points on your license that could really whack you for 36 months for insurance increases.